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How The Government Shutdown Will Affect Those Receiving Social Security Benefits

The latest government shutdown has been going for over a month and doesn’t show any signs of stopping soon. Many people have been negatively impacted, and millions more are worried about how the shutdown will impact the benefits they rely on.

Benefits are still being sent out, and it’s business as usual for social security offices despite the partial shutdown. The Social Security Administration is funded through September 2019, so even if the shutdown continues for months, you won’t have to worry about making ends meet on your own.

Is Social Security open during the shutdown?

Although the government shutdown has impacted major businesses and institutions across the nation, the Social Security Administration is still up-and-running. Government offices will maintain regular business hours, which are Monday through Friday, 9:00 am to 4:00 pm.

If you want to apply for social security benefits, you might want to go online. The shutdown hasn’t closed offices, but they still tend to be crowded. Applying for benefits online is faster and easier.

How can I apply for social security benefits?

First, set up an account at the official Social Security Administration’s website: https://www.ssa.gov/. You can apply for retirement benefits at age 62, but your monthly payout will be bigger if you wait until the social security full retirement age of 66 years and 2 months for people born in 1955 and 67 for people born in or after 1960.

Once you apply online, you can learn more about the type of benefits you qualify for. It’s best to learn about social security benefits through official online resources. Here are a few to get you started:

Social Security Benefits Planner

Link: https://www.ssa.gov/planners/retire/ageincrease.html

This calculator will help you understand what “full retirement age” means and estimate your potential benefits amount.

Benefits by Year of Birth

Applying for benefits early will impact the amount of money you receive each month. Depending on your birth year, applying at age 62 opposed to the full retirement age will result in a deduction from your monthly benefits.

When to Start Retirement Benefits

You choose when you want to apply for benefits, but the decision should be thoroughly considered. This guide will help you weigh the pros and cons of applying for social security benefits before the full retirement age.

Stay Informed to Be Prepared

America’s turbulent government has millions of citizens uneasy, but there’s no cause for alarm right now. The Social Security Administration will continue to send out benefits on time during the shutdown, so you won’t have to worry about losing money.

Stay on top of current news and frequently check the internet to find out about any changes to benefits payments as early as possible or visit a local social security office near you for more information.

Additional Resources:

What Is Going To Happen To Social Security?

There has been a lot of news reports recently about what to do about Social Security.  There has long been talk that the funds will run dry as more and more American retire and begin drawing Social Security Benefits.  A recent article discusses how benefits will need to be reduced by as much as 30% by 2030.  Here is an excerpt of the article:

Social Security may be in worse shape than many advisors (and retirees) thought. The Congressional Office Budget is now reporting that the combined Social Security retirement and disability trust funds will be depleted in fiscal year 2029—five years earlier than the trustees of the two funds had projected earlier this year in their annual report.

As a result, the CBO is expecting that Social Security benefits will need to be cut by 31% beginning in 2031 if no changes are made to the program. The Social Security Trust Fund had previously projected a 21% reduction in benefits beginning in 2034. The CBO estimates that the disability trust fund will be “exhausted” by 2022, and that the Old Age and Survivors Insurance trust fund–commonly known as Social Security–would be exhausted by 2030.  READ COMPLETE ARTICLE

For many Americans, all of these reports of financial insolvency for Social Security is very troubling.  Many Americans only have Social Security to look forward to in terms of retirement income, so it is no surprise they wonder what they will do if they do not receive Social Security retirement as promised by the United States Government.

A new President is getting ready to take office and appointing individuals that will need to figure out a way to save Social Security income for future generations.  Unfortunately, there is talk of reducing taxes on businesses, which according to government reports, payroll taxes account for up to 96% of revenue deposited into the Social Security trust.

I’m sure local Social Security offices are going to continue to be inundated with visitors looking for more information about their Social Security benefits.

 

Finding The Right Wrongful Death Attorney in San Diego, CA

In the event of a love one passing due to a wrongful death incident, there’s no question that this time will be one of the greatest if not the most difficult hardship a family will ever face in their lifetime. If your loved one has died because of the negligence of another person, then you are entitled to some means of compensation. If a tragedy such as a wrongful death accident has shattered your family recently then it is of the utmost urgency to seek legal counsel that specializes in personal injury and particularly wrongful death to have the most reliable representation in a court of law.

Speaking to a personal injury lawyer that specializes in wrongful death cases, allows you to receive an experienced and professional advocate that is more than aware of the hardships the victims face because of the tragedy and will fight passionately to obtain the relief that your family is legally entitled to. It’s important to understand that wrongful death actions are severely complex and are one of the most challenging personal injury cases to prove. Thus it is critical to obtain the level of legal experience through a personal injury attorney who holds years of experience practicing personal injury particularly wrongful death. Having a specialized personal injury attorney is your greatest asset in the success of your legal action.

How you can find the perfect attorney that will understand your struggle through one of the most difficult times of your life and provide the necessary legal representation that is critical to the success of your case in the courtroom is by meeting various attorneys near your location for consultation. These meetings will allow you to discuss with the attorney specific details of your case and determine whether you should be seeking legal action and the probable form of relief you will be receiving the means of wrongful death action. The goal for these consultations is for the attorney to assess your case and decide whether they can represent you successfully at present. If they believe they will be able to provide adequate and satisfactory representation, they will then offer you a legal retainer for their representation. This is when you will decide whether or not to accept them as your legal counsel. If you live near San Diego, it would be extremely urgent to meet with Yasmine Djawadian, an experienced and professional San Diego wrongful death attorney. She has immense experience representing clients that are pursuing wrongful death action and is aware of the sensitivity of the tragedy that your family is going through. Yasmine Djawadian will passionately fight for your right to receive legal compensation from your wrongful death accident so don’t hesitate, schedule a consultation today.

How I Committed To Living A Healthy Lifestyle By Pursuing a Health and Wellness Coach Career

When I discovered I was pregnant with my son, I weighed 119 pounds and was a model in Portland Oregon. I had always had an extremely fast metabolism. I never had to work out, I could eat whatever I wanted, and I was so confident in myself. However, I had never actually lived a healthy lifestyle.

My pregnancy was anything but easy. I had morning sickness for six months straight, I had severe constipation, exhaustion, I had extremely low iron and hypoglycemia that would cause me to pass out if I remained standing for more than five minutes. But worst of all, I weighed 199 pounds the day I gave birth to my son. That’s a total of 80 pounds of pregnancy weight gain. I knew this had a lot to do with my unhealthy lifestyle choices before, and during my pregnancy. Let’s face it, being a woman is hard enough with the cravings that mother nature gives us during that special time of the month, but it’s nothing compared to being a pregnant woman.

Pregnant women are mostly ravenous throughout the whole day, and the cravings are out of control. In my case, I craved anything chocolate related. I would wake up in the middle of the night and eat a piece of cake every single night. I ate whatever I wanted and thought nothing of it because I was pregnant and getting fatter anyways. The average weight gain of a woman during her pregnancy is 20 pounds. I tripled that during my pregnancy. Towards the end of my pregnancy, all I wanted to do was give birth so I could start working on my body again.

When I had my son, I soon realized that sleeping and spending time with my baby came before my health and my body. Having a healthy lifestyle seemed to slip my mind at that point. When my son was about four months old, I started to work out to Richard Simmons exercise tapes in my living room and eating healthy. I lost a good 20 pounds doing this and then I just stopped and decided that I wanted to eat delicious ‘not so healthy’ food again. When my son was about nine months old, I got a treadmill for my birthday, and I started walking for 30 minutes every day on it and eating healthy again. I got all of my weight off but 30 pounds by the time my son was about 13 months old. Then I went back to my lazy lifestyle again, and I stayed at the same weight.

Start a successful career today where you can make healthy changes in others lives today!

Now my son is going to be two years old next month, and I have decided to buckle down and get the rest of this weight off. Every day for the last month I have worked out for 30 minutes every day and been eating an all clean diet. (Except for the occasional chocolate cravings). I am now only 19 pounds away from my goal, and I couldn’t be happier! This strict regimen has given me more energy, more confidence, and I’m feeling better and better about myself every day. Being a mom is hard work, but if you set your mind to it, you can find the time and the energy to make your body the way you want it to be. Living a healthy lifestyle is so important for your present and your future. There are careers that allow you to help others such as a health coach or a life coach.

By becoming a certified life coach or health coach, you are able to in charge of your very own business where you can make a difference in other people’s lives. I myself have started to pursue a career where I can make a difference and work in a career that I actually enjoy. As a full-time mom, having the time to start a new career can be difficult. But becoming a certified health coach couldn’t be easier. We just attending a few classes you can finally get started on your dream career that you have always wanted. If you are interested in becoming a certified life coach or health and wellness coach in your state, contact our website at Lifecoachtraining.co